Allstate vs Chubb
On overall TruNorth grade, Allstate scores higher (Allstate: C, Chubb: D). Both graded from public records across nine values categories.
Political donations
FEC: $15K PAC donations; 69% to Republican, 31% to Democratic committees.
FEC: $11K PAC donations; 48% to Republican, 52% to Democratic committees.
Environment
Insure Our Future 2024 scorecard: 0.7/10 (very-weak). Sub-scores: coal underwriting very-weak; oil & gas underwriting very-weak. Allstate: minimal climate-related underwriting policy; no public fossil-fuel exclusions in the 2024 scorecard.
Insure Our Future 2024 scorecard: 2.3/10 (weak). Sub-scores: coal underwriting moderate; oil & gas underwriting weak. Chubb: 2022 oil-sands underwriting policy improved coal/oil sands position; oil and gas exclusions still lag European peers.
Labor
144 federal penalties totaling $348.6M since 2000 (Violation Tracker).
199 federal penalties totaling $207.0M since 2000 (Violation Tracker).
DEI
HRC Corporate Equality Index 100/100 (2025) — top-tier LGBTQ+ workplace equality rating. Bloomberg Gender-Equality Index member (2024) — transparent on female leadership, equal pay, inclusive culture.
No public record found.
Charity
$30M reported corporate giving in 2024 (~0.06% of revenue) via Allstate Foundation. Operates the Allstate Foundation: $34.8M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).
$16M reported corporate giving in 2024 (~0.04% of revenue) via Chubb Charitable Foundation.
Animal testing
No public record found.
No public record found.
Firearms
No public record found.
No public record found.
Privacy
1 investigation by The Markup (themes: surveillance). Most recent: "Allstate's Arity Tracks Drivers, Then Auto Insurance Premiums Go Up" (2024).
No public record found.
Executive pay
NAIC Complaint Index 1.21 (well above the 1.00 US peer average). 2 regulator actions (~$138M in penalties); TX TDI / multi-state: Multi-state class action: $90M settlement over alleged use of credit-based insurance scoring that produced disparate impact on minority drivers.
NAIC Complaint Index 0.62 (well below the 1.00 US peer average).
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