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Allstate vs Farmers Insurance

On overall TruNorth grade, Allstate scores higher (Allstate: C, Farmers Insurance: C). Both graded from public records across nine values categories.

C
Allstate
48.7/100
C
Farmers Insurance
46.8/100

Political donations

Allstate

FEC: $15K PAC donations; 69% to Republican, 31% to Democratic committees.

Farmers Insurance

FEC: $73K PAC donations; 59% to Republican, 41% to Democratic committees.

Environment

Allstate

Insure Our Future 2024 scorecard: 0.7/10 (very-weak). Sub-scores: coal underwriting very-weak; oil & gas underwriting very-weak. Allstate: minimal climate-related underwriting policy; no public fossil-fuel exclusions in the 2024 scorecard.

Farmers Insurance

No public record found.

Labor

Allstate

144 federal penalties totaling $348.6M since 2000 (Violation Tracker).

Farmers Insurance

39 federal penalties totaling $242.1M since 2000 (Violation Tracker).

DEI

Allstate

HRC Corporate Equality Index 100/100 (2025) — top-tier LGBTQ+ workplace equality rating. Bloomberg Gender-Equality Index member (2024) — transparent on female leadership, equal pay, inclusive culture.

Farmers Insurance

No public record found.

Charity

Allstate

$30M reported corporate giving in 2024 (~0.06% of revenue) via Allstate Foundation. Operates the Allstate Foundation: $34.8M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).

Farmers Insurance

No public record found.

Animal testing

Allstate

No public record found.

Farmers Insurance

No public record found.

Firearms

Allstate

No public record found.

Farmers Insurance

No public record found.

Privacy

Allstate

1 investigation by The Markup (themes: surveillance). Most recent: "Allstate's Arity Tracks Drivers, Then Auto Insurance Premiums Go Up" (2024).

Farmers Insurance

No public record found.

Executive pay

Allstate

NAIC Complaint Index 1.21 (well above the 1.00 US peer average). 2 regulator actions (~$138M in penalties); TX TDI / multi-state: Multi-state class action: $90M settlement over alleged use of credit-based insurance scoring that produced disparate impact on minority drivers.

Farmers Insurance

NAIC Complaint Index 1.11 (above the 1.00 US peer average). FL OIR: Florida market-conduct exam — Farmers' July 2023 announcement to discontinue Florida auto-and-home coverage entirely triggered consumer-protection review.

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