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Allstate vs USAA

On overall TruNorth grade, USAA scores higher (Allstate: C, USAA: C). Both graded from public records across nine values categories.

C
Allstate
48.7/100
C
USAA
53.1/100

Political donations

Allstate

FEC: $15K PAC donations; 69% to Republican, 31% to Democratic committees.

USAA

FEC: $34K PAC donations; 59% to Republican, 41% to Democratic committees.

Environment

Allstate

Insure Our Future 2024 scorecard: 0.7/10 (very-weak). Sub-scores: coal underwriting very-weak; oil & gas underwriting very-weak. Allstate: minimal climate-related underwriting policy; no public fossil-fuel exclusions in the 2024 scorecard.

USAA

No public record found.

Labor

Allstate

144 federal penalties totaling $348.6M since 2000 (Violation Tracker).

USAA

60 federal penalties totaling $380.0M since 2000 (Violation Tracker).

DEI

Allstate

HRC Corporate Equality Index 100/100 (2025) — top-tier LGBTQ+ workplace equality rating. Bloomberg Gender-Equality Index member (2024) — transparent on female leadership, equal pay, inclusive culture.

USAA

No public record found.

Charity

Allstate

$30M reported corporate giving in 2024 (~0.06% of revenue) via Allstate Foundation. Operates the Allstate Foundation: $34.8M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).

USAA

Operates the The Usaa Foundation Inc: $8.0M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).

Animal testing

Allstate

No public record found.

USAA

No public record found.

Firearms

Allstate

No public record found.

USAA

No public record found.

Privacy

Allstate

1 investigation by The Markup (themes: surveillance). Most recent: "Allstate's Arity Tracks Drivers, Then Auto Insurance Premiums Go Up" (2024).

USAA

State regulator action: NYDFS (most recent 2024-08-01). Consent Order to USAA Group

Executive pay

Allstate

NAIC Complaint Index 1.21 (well above the 1.00 US peer average). 2 regulator actions (~$138M in penalties); TX TDI / multi-state: Multi-state class action: $90M settlement over alleged use of credit-based insurance scoring that produced disparate impact on minority drivers.

USAA

NAIC Complaint Index 0.42 (well below the 1.00 US peer average). FinCEN: $140M civil penalty — willful Bank Secrecy Act violations across USAA Federal Savings Bank affiliate's anti-money-laundering program (banking arm, not insurance).

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