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American Express vs Synchrony Financial

On overall TruNorth grade, American Express scores higher (American Express: C, Synchrony Financial: F). Both graded from public records across nine values categories.

C
American Express
46/100
F
Synchrony Financial
37.1/100

Political donations

American Express

FEC: $34K PAC donations; 66% to Republican, 34% to Democratic committees.

Synchrony Financial

FEC: $41K PAC donations; 37% to Republican, 63% to Democratic committees.

Environment

American Express

CDP Climate Change: A- (2024) — leadership-band environmental disclosure with validated targets.

Synchrony Financial

No public record found.

Labor

American Express

36 federal penalties totaling $675.1M since 2000 (Violation Tracker).

Synchrony Financial

5 federal penalties totaling $263.0M since 2000 (Violation Tracker).

DEI

American Express

HRC Corporate Equality Index: 100/100 — Equality 100 Leader (2025). Top-rated LGBTQ+ workplace policies, benefits, and culture. JUST Capital JUST 100 — ranked #91 of Russell 1000 (2025) for treatment of workers, customers, communities, environment. Bloomberg Gender-Equality Index member (2024) — transparent on female leadership, equal pay, inclusive culture. HRC Corporate Equality Index 100/100 (2025) — top-tier LGBTQ+ workplace equality rating.

Synchrony Financial

No public record found.

Charity

American Express

$45M reported corporate giving in 2024 (~0.07% of revenue) via American Express Foundation. JUST Capital JUST 100 — ranked #91 of Russell 1000 (2025) for treatment of workers, customers, communities, environment. Fortune World's Most Admired Companies — ranked #12 (2024). Operates the American Express Foundation: $25.7M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).

Synchrony Financial

No public record found.

Animal testing

American Express

No public record found.

Synchrony Financial

No public record found.

Firearms

American Express

No public record found.

Synchrony Financial

No public record found.

Privacy

American Express

CFPB consumer complaints: 56770 on record (100 in past 12mo); 100% timely response rate.

Synchrony Financial

No public record found.

Executive pay

American Express

Federal banking regulator action (DOJ): $230M settlement — deceptive marketing of credit-card and wire-transfer products to small-business customers between 2014-2021.

Synchrony Financial

No public record found.

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