Capital One vs Discover Financial
On overall TruNorth grade, Discover Financial scores higher (Capital One: F, Discover Financial: C). Both graded from public records across nine values categories.
Political donations
FEC: $64K PAC donations; 91% to Republican, 9% to Democratic committees.
FEC: $8K PAC donations; 75% to Republican, 25% to Democratic committees.
Environment
No public record found.
No public record found.
Labor
39 federal penalties totaling $3.0B since 2000 (Violation Tracker).
Community Reinvestment Act rating: Outstanding (2023 exam) — exceeds expectations for serving low- and moderate-income communities.
DEI
HRC Corporate Equality Index: 100/100 — Equality 100 Leader (2025). Top-rated LGBTQ+ workplace policies, benefits, and culture. HRC Corporate Equality Index 100/100 (2025) — top-tier LGBTQ+ workplace equality rating.
No public record found.
Charity
$85M reported corporate giving in 2024 (~0.23% of revenue) via Capital One Foundation. Operates the Capital One Foundation Inc: $11.7M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).
$18M reported corporate giving in 2024 (~0.11% of revenue) via Discover Foundation.
Animal testing
No public record found.
No public record found.
Firearms
No public record found.
No public record found.
Privacy
1 publicly-disclosed data breach per Have I Been Pwned (2019) — 106M accounts compromised. Most recent: Capital One (2019).
CFPB consumer complaints: 44655 on record (100 in past 12mo); 100% timely response rate.
Executive pay
2 federal banking regulator actions (~$83M in penalties). $3M settlement — failures of anti-money-laundering controls.
Federal banking regulator action (FDIC): $1.2B consent order — overcharged merchant fees on Discover-network transactions for 16 years; refunds plus $33M penalty.
Compare any two brands on the values you care about — personalized to your 30-second quiz.
Open TruNorth →