Discover Financial vs ENDI
On overall TruNorth grade, Discover Financial scores higher (Discover Financial: B, ENDI: B). Both graded from public records across nine values categories.
Political donations
FEC: $8K PAC donations; 75% to Republican, 25% to Democratic committees.
FEC: $298K in executive political donations; partisan lean split across 15 executive donors.
Environment
No public record found.
No public record found.
Labor
Community Reinvestment Act rating: Outstanding (2023 exam) — exceeds expectations for serving low- and moderate-income communities.
9 federal penalties totaling $4.7M since 2000 (Violation Tracker).
DEI
No public record found.
No public record found.
Charity
$18M reported corporate giving in 2024 (~0.11% of revenue) via Discover Foundation.
No public record found.
Animal testing
No public record found.
No public record found.
Firearms
No public record found.
No federal firearms license on record for this company in the ATF FFL registry — no licensed firearms dealing or manufacturing.
Privacy
CFPB consumer complaints: 44655 on record (100 in past 12mo); 100% timely response rate.
No public record found.
Executive pay
Federal banking regulator action (FDIC): $1.2B consent order — overcharged merchant fees on Discover-network transactions for 16 years; refunds plus $33M penalty.
No public record found.
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