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Liberty Mutual vs Nationwide

On overall TruNorth grade, Nationwide scores higher (Liberty Mutual: D, Nationwide: C). Both graded from public records across nine values categories.

D
Liberty Mutual
45.7/100
C
Nationwide
48.9/100

Political donations

Liberty Mutual

FEC: $25K PAC donations; 86% to Republican, 14% to Democratic committees.

Nationwide

FEC: $35K PAC donations; 76% to Republican, 24% to Democratic committees.

Environment

Liberty Mutual

Insure Our Future 2024 scorecard: 1.5/10 (weak). Sub-scores: coal underwriting moderate; oil & gas underwriting very-weak. Liberty Mutual: 2020 coal phase-out targets but no meaningful oil and gas restrictions; remains a top US insurer of the fossil-fuel sector.

Nationwide

No public record found.

Labor

Liberty Mutual

209 federal penalties totaling $67.0M since 2000 (Violation Tracker).

Nationwide

131 federal penalties totaling $244.7M since 2000 (Violation Tracker).

DEI

Liberty Mutual

No public record found.

Nationwide

No public record found.

Charity

Liberty Mutual

$40M reported corporate giving in 2024 (~0.09% of revenue) via Liberty Mutual Foundation. Operates the Liberty Mutual Foundation Inc: $52.2M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).

Nationwide

$35M reported corporate giving in 2024 (~0.17% of revenue) via Nationwide Foundation. Operates the Nationwide Foundation: $39.9M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).

Animal testing

Liberty Mutual

No public record found.

Nationwide

No public record found.

Firearms

Liberty Mutual

No public record found.

Nationwide

No public record found.

Privacy

Liberty Mutual

No public record found.

Nationwide

State regulator action: NYDFS (most recent 2024-02-27). Consent Order to Nationwide Group

Executive pay

Liberty Mutual

NAIC Complaint Index 1.34 (well above the 1.00 US peer average). MA DOI: $2.7M MA Division of Insurance penalty — failure to honor mandated rate refunds during COVID-19 declared emergency.

Nationwide

NAIC Complaint Index 0.78 (well below the 1.00 US peer average).

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