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Liberty Mutual vs Progressive

On overall TruNorth grade, Progressive scores higher (Liberty Mutual: D, Progressive: B). Both graded from public records across nine values categories.

D
Liberty Mutual
45.7/100
B
Progressive
56.5/100

Political donations

Liberty Mutual

FEC: $25K PAC donations; 86% to Republican, 14% to Democratic committees.

Progressive

No FEC PAC contributions on record.

Environment

Liberty Mutual

Insure Our Future 2024 scorecard: 1.5/10 (weak). Sub-scores: coal underwriting moderate; oil & gas underwriting very-weak. Liberty Mutual: 2020 coal phase-out targets but no meaningful oil and gas restrictions; remains a top US insurer of the fossil-fuel sector.

Progressive

JUST Capital JUST 100 — ranked #22 of Russell 1000 (2025) for treatment of workers, customers, communities, environment.

Labor

Liberty Mutual

209 federal penalties totaling $67.0M since 2000 (Violation Tracker).

Progressive

76 federal penalties totaling $107.0M since 2000 (Violation Tracker).

DEI

Liberty Mutual

No public record found.

Progressive

JUST Capital JUST 100 — ranked #22 of Russell 1000 (2025) for treatment of workers, customers, communities, environment. HRC Corporate Equality Index 100/100 (2025) — top-tier LGBTQ+ workplace equality rating. Bloomberg Gender-Equality Index member (2024) — transparent on female leadership, equal pay, inclusive culture.

Charity

Liberty Mutual

$40M reported corporate giving in 2024 (~0.09% of revenue) via Liberty Mutual Foundation. Operates the Liberty Mutual Foundation Inc: $52.2M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).

Progressive

$25M reported corporate giving in 2024 (~0.04% of revenue) via Progressive Insurance Foundation. JUST Capital JUST 100 — ranked #22 of Russell 1000 (2025) for treatment of workers, customers, communities, environment.

Animal testing

Liberty Mutual

No public record found.

Progressive

No public record found.

Firearms

Liberty Mutual

No public record found.

Progressive

No public record found.

Privacy

Liberty Mutual

No public record found.

Progressive

CFPB consumer complaints: 233 on record; 87% timely response rate.

Executive pay

Liberty Mutual

NAIC Complaint Index 1.34 (well above the 1.00 US peer average). MA DOI: $2.7M MA Division of Insurance penalty — failure to honor mandated rate refunds during COVID-19 declared emergency.

Progressive

NAIC Complaint Index 0.94 (near the 1.00 US peer average). CA DOI: $24M settlement — Progressive failed to refund pandemic-era premium overcharges to California auto-policy customers in line with Bulletin 2020-3.

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