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State Farm vs USAA

On overall TruNorth grade, USAA scores higher (State Farm: F, USAA: C). Both graded from public records across nine values categories.

F
State Farm
31.3/100
C
USAA
48.4/100

Political donations

State Farm

No FEC PAC contributions on record.

USAA

FEC: $34K PAC donations; 59% to Republican, 41% to Democratic committees.

Environment

State Farm

No public record found.

USAA

No public record found.

Labor

State Farm

94 federal penalties totaling $1.5B since 2000 (Violation Tracker).

USAA

60 federal penalties totaling $380.0M since 2000 (Violation Tracker).

DEI

State Farm

No public record found.

USAA

No public record found.

Charity

State Farm

$110M reported corporate giving in 2024 (~0.13% of revenue) via State Farm Companies Foundation.

USAA

Operates the The Usaa Foundation Inc: $8.0M in charitable contributions, gifts & grants paid (FY2023, IRS Form 990-PF).

Animal testing

State Farm

No public record found.

USAA

No public record found.

Firearms

State Farm

No public record found.

USAA

No public record found.

Privacy

State Farm

CFPB consumer complaints: 929 on record; 98% timely response rate.

USAA

State regulator action: NYDFS (most recent 2024-08-01). Consent Order to USAA Group

Executive pay

State Farm

NAIC Complaint Index 0.51 (well below the 1.00 US peer average). CA DOI: CA Department of Insurance opened market-conduct review after State Farm announced non-renewal of 30,000+ California homeowner policies citing wildfire risk.

USAA

NAIC Complaint Index 0.42 (well below the 1.00 US peer average). FinCEN: $140M civil penalty — willful Bank Secrecy Act violations across USAA Federal Savings Bank affiliate's anti-money-laundering program (banking arm, not insurance).

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